Higher education financial support

There are two ways to pay for your course:

1. Take out a loan. You could be eligible to take out a loan to cover the cost of your tuition fees
2. Pay by instalments. If you decide to pay for your course yourself, we also offer an affordable Direct Debit instalments option to help spread the cost of tuition fees (terms apply)

Loans and financial support for Access to Higher Education and Art & Design Foundation BTEC Diploma (Pre-Degree) courses Level 3

• If you are aged 19-23 and studying your first full Level 3 qualification, your course will be free for you to study.
• If you are aged 19-23 and already hold a Level 3 qualification such as A-Levels or a BTEC Diploma, or are aged over 24 you can
apply for an Advanced Learner Loan to cover your tuition fees (see details below).
• If you are receiving a loan for an Access course and go on to complete an undergraduate qualification, any remaining balance
from your Advanced Learner Loan will be written off when you graduate.

Loans/Grant Applicable courses Available to full-time students Available to part-time students Further details 
Advanced Learner Loan Access, Art & Design Foundation Diploma if aged 19 or over Yes
• From £300 up to the cost of tuition
Yes
• From £300 up to the cost of tuition
A low-interest, repayable loan to pay for tuition fees. The amount is paid directly to The Bedford College Group on your behalf. You’ll only need to start repaying the loan from April 2021, after you’ve completed your course and you’re earning more than £21,000 per year. If you go on to complete a higher education qualification after your course, any outstanding loan amount will be written off. If you don’t complete your course you will be required to repay the loan amount relative to your attendance. When you stop attending, payments will stop and you’ll only be liable to repay the amount (including any interest accrued) that’s already been paid to the College. Visit www.gov.uk for more information. (Please note, this information relates to Student Finance England, a loan provider separate to The Bedford College Group and does not represent the Group’s fees policy.)
Advanced Learner Loan Bursary Access, Art & Design Foundation Diploma Yes Yes A non-repayable bursary which may be available if your household income is £28,000 or less (this figure may be subject to change) and you have taken out an Advanced Learner Loan (see above). This bursary is designed to provide financial support towards costs such as childcare or travel associated with your Art & Design Foundation Diploma or your Access course. You must have taken out the loan in order to qualify for the bursary.
Adult Support Fund Art & Design Foundation Diploma, Access Yes Yes If aged 19-23 and studying your first full Level 3 qualification a non-repayable bursary may be available if your household income is less than £28,000 (this figure may be subject to change). This bursary is designed to help with course related costs associated with your Art & Design Foundation Diploma or your Access course, such as travel, fees or equipment.

Please note, you will generally only get student finance for your first higher education qualification.

Loans and financial support for undergraduate courses Level 4 and above

Loans/Grant Applicable courses Available to full-time students Available to part-time students Further details 
Tuition Fee Loan BA/BSc (Hons) Top-Up (apply through the University of
Bedfordshire
or the University of
Northampton), HNC, HND, Foundation
Degree, PGCE
Yes
- Up to £9,250 per year
Yes
Up to £6,935 per year.
Part-time students
must complete a minimum of 25%
of the full-time
course content
each year.
A low-interest, repayable government loan from Student Finance England to pay for the tuition fees of your undergraduate course. The amount is paid directly to The Bedford College Group on your behalf. You’ll only need to start repaying the loan after you’ve completed your course and you’re earning more than £25,000 per year. Visit www.gov.uk/student-finance for more details.
Maintenance Loan Full-time HNC, HND, Foundation Degree, PGCE, BA/BSc, Top-Ups Yes
Living at home (up to £7,529)
- Living away from home (up to £8,944 per year)
Yes
For more
information visit:
www.gov.uk/
student-finance/
parttime-students
A low-interest, repayable loan to pay towards your living costs such as rent – the amount is paid to your personal bank account through instalments across the duration of your course. You’ll only need to start repaying the loan after you’ve completed your course and you’re earning more than £25,000 per year.
Childcare Grant Full-time HNC, HND, Foundation Degree, PGCE, BA/BSc, Top-Ups Yes (up to 85% of
your weekly costs)
- Up to £169.31 a
week for one child
- Up to £290.27 a
week for two or
more children
No This grant helps with childcare costs for children under 15, or under 17 if they have special educational needs. You do not have to pay this money back and you must be eligible for student finance to apply. Visit www.gov.uk/childcare-grant for more information.
Adult Dependent Grant Full-time HNC, HND, Foundation Degree, PGCE, BA/BSc, Top-Ups Yes
- Up to £3,007 per
year depending
on household
income
No This grant is for students with an adult who depends on them financially. The money is paid in three termly instalments direct into your bank account and you do not have to pay this money back. Visit www.gov.uk/adult-dependants-grant for information.
Parents’ Learning Allowance Full-time HNC, HND, Foundation Degree, PGCE, BA/BSc, Top-Ups Yes 
- Up to £1,716
a year depending
on household
income
No Help with course-related costs if you have children who depend on you. You can apply for Parents’ Learning Allowance even if you choose not to apply for a Childcare Grant. You can get up to £1,716 a year dependent on other income sources. For more information visit: www.gov.uk/studentfinancesteps
 Disabled Students’ Allowanc HNC, HND, Foundation Degree, PGCE, BA/BSc top-ups Yes Yes You can apply if you have a disability, including a: long-term health condition; mental health condition; specific learning difficulty, eg dyslexia. You must meet the definition of disability under the Equality Act 2010. The support you get depends on your individual needs and not on income. For more information visit: www.gov.uk/studentfinancesteps

Want to know more?
Please note: the information on fees and loans above is correct as of November 2019 and is subject to change and applies only to students from England. If you are from Northern Ireland, Wales, Scotland or anywhere else in the EU, please visit www.gov.uk/student-finance for further details.

Need more support?
Please get in touch with our Student Services team as we may be able to offer further support. Contact us on 01234 291934 or email studentservices@bedford.ac.uk to find more.

Are you an international student?
We do not accept any applications for students living outside the European Union.

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